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Best credit card rates for Friday, May 27

Hero Images/Getty Images The best credit card rates haven’t moved. And rates are fairly low overall. If you’re in the market for some new plastic, it’s a good time to be shopping. While those with the best credit tend to get the best rates, there are still some great options available for those with fair…

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Mortgage rates for Friday, May 27

Hero Images/Getty Images Mortgage rates rose today, as they have for the past several days. The average rate on 30-year fixed mortgages rose, as did the average rate on 15-year mortgages and 5/1 ARMs. While rates have been moving up lately, it’s important to remember that they are currently around historical lows overall. If you’re…

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$1T credit card tab is shocking, but…

Image Source/Getty Images There’s been much made this week over a Wall Street Journal report that U.S. credit-card balances could top $1 trillion this year, which would close in on the all-time high. But the sentiment underlying those numbers is not that Americans are back to irresponsibly racking up debt; it’s that we’re growing more…

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You’re normal if you spend big before a mortgage

Merrily charging up a credit card to buy a chandelier or something.Hero Images/Getty Images If you have sold a house and bought another, or if you have refinanced a mortgage, you probably have ignored a universally given piece of financial advice. And you know what? You’re fine. You’re perfectly normal. And I’m gonna stop giving…

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Home equity rates for Thursday, May 26

David Sacks/Photodisc/Getty Images Home equity rates moved down today. The average rate on a 30K home equity loan fell, as did the average rate on a 75K home equity loan and the average rate on a 50K FICO-based HELOC. While home equity rates change daily, they are currently around historic lows. It’s a great time…

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Homes equity rates for Thursday, May 26

David Sacks/Photodisc/Getty Images Home equity rates moved down today. The average rate on a 30K home equity loan fell, as did the average rate on a 75K home equity loan and the average rate on a 50K FICO-based HELOC. While home equity rates change daily, they are currently around historic lows. It’s a great time…

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Auto loan rates for Thursday, May 26

Inti St Clair/Blend Images/Getty Images Auto loan rates were mixed today. The average rate on a 60-month new car loan fell, the average rate on a 60-month used car loan rose and the average rate on a 48-month used car loan rose. Even though rates on car loans fluctuate daily, they are near historic lows…

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Mortgage rates for Thursday, May 26

Hero Images/Getty Images Mortgage rates jumped up today. The average rate on 30-year fixed mortgages rose, as did the average rate on 15-year mortgages and 5/1 ARMs. While rates on mortgages fluctuate daily, it’s important to remember that they are currently around historical lows overall. If you’re purchasing or refinancing, it’s a great time to lock…

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Best credit card rates for Thursday, May 26

Matthias Tunger/DigitalVision/Getty Images The best credit card rates remained unchanged today. But rates are fairly low overall. If you’re in the market for some new plastic, it’s a good time to be shopping. While those with the best credit tend to get the best rates, there are still some great options available for those with…

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Prosper increases personal loan rates

Bart Sadowski/E+/Getty Images For the second time this year, marketplace lender Prosper is increasing interest rates on some of its personal loans. The rate increase announced Tuesday will impact borrowers who are seen as a bigger risk. The move comes 2 weeks after an industry expert warned me that rate hikes were coming, as marketplace…

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You’re late! Auto loan delinquencies rise

The number of people late on their car payments has risen nationwide, due mostly to auto loan delinquencies in certain states. So-called “serious” auto loan delinquencies (60 days or more late on payments) rose to 1.12% in the first quarter of this year, a 13.1% increase from the first quarter of 2015, according to TransUnion’s…

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5 arrested in telephone tax scam

The elderly are prime targets of IRS impersonators, the biggest tax scam ever. cornaile photography/Moment/Getty Images Notch a victory for the good guys. 5 people were arrested on May 23 in Miami, Florida, on charges they participated in what law enforcement and tax officials have called the largest tax scam ever. The individuals — Jennifer…

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Home equity rates for Wednesday, May 25

Hero Images/Getty Images Home equity rates moved down today. The average rate on a 30K home equity loan fell, as did the average rate on a 50K home equity loan fell and the average rate on a 30K FICO-based HELOC. Home equity rates fluctuate daily. But rates on home equity loans and lines of credit…

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Auto loan rates for Wednesday, May 25

Hero Images/Getty Images Auto loan rates were mixed today. The average rate on 60-month new car loans fell. Meanwhile, the average rates on 60-month used car loans and 48-month used car loans rose. Rates on car loans fluctuate daily but are near historic lows overall. That makes it a great time for anyone in the…

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Best credit card rates for Wednesday, May 25

Hero Images/Getty Images Credit card rates didn’t move much today. But rates are fairly low overall. If you’re in the market for some new plastic, it’s a good time to be shopping. While those with the best credit tend to get the best rates, there are still some great options available for those with fair…

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Mortgage rates for Wednesday, May 25

Hero Images/Getty Images Mortgage rates increased today. The average rate on 30-year fixed mortgages rose, as did the average rates on 15-year mortgages and 5/1 ARMs. Despite the nearly quarter-point rise in fixed rates today, rates are currently around historical lows overall. If you’re purchasing or refinancing, it’s a great time to lock in a…

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Memorial Day deals for the military

Mary Knox Merrill/Christian Science Monitor/Getty Images Memorial Day commemorates all the men and women who have died while serving in America’s armed forces, and many places — from restaurants to car dealerships — choose to offer special deals and discounts to active or retired military members for the holiday. Below is a list of some of…

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How being frugal can help you land a date

Thanasis Zovoilis/Moment/Getty Images Bankrate published a poll a few weeks ago that found that nearly 4 in 10 adults would take a potential romantic partner’s credit score into account when deciding whether to date them. That got me thinking: Do people in the dating pool also consider a person’s mindset on saving? There’s some evidence…

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It really is easier to qualify for a loan

Caiaimage/Paul Bradbury/OJO+/Getty Images If you’re eager to buy a house, go ahead and seek a mortgage preapproval, even if you have imperfect credit. Maybe you’ll be pleasantly surprised. Mortgage watchers wonder if people with fair-to-middling credit are taking themselves out of the homebuying market because the potential borrowers fear they’ll be rejected for a home…

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Former Romanian king seeks castle tax exemption

Former King of Romania Michael I makes a rare public appearance with Princess Margareta and Prince Nicolae. He’s seeking a property tax exemption on Savarsin Castle. KARINA KNAPEK/AFP/Getty Images A Romanian man’s home literally is his castle. And he says it should be tax-exempt. King Michael I was Romania’s ruler from 1927 to 1930 and…

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Best credit card rates for Tuesday, May 24

Hero Images/Getty Images There isn’t much movement on credit card rates today. Overall, rates are fairly low. If you’re in the market for some new plastic, it’s a good time to be shopping. While those with the best credit tend to get the best rates, there are still some great options available for those with…

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Mortgage rates for Tuesday, May 24

Hero Images/Getty Images Mortgage rates rose today. The average rate on 30-year fixed mortgages increased, as did the average rates on 15-year mortgages and 5/1 ARMs. Despite the rise in rates today, rates are currently around historical lows. If you’re purchasing or refinancing, it’s a great time to lock in a rate. Be sure to…