Another Reason to Be Careful of Zillow

We’ve talked at length about the issues with Zillow’s Zestimate, which, despite a retooling, can still be off by tens of thousands of dollars. That creates frustration and mistrust among home sellers and buyers.  But, there’s another reason real estate agents, buyers, and sellers are aggravated with Zillow. Agents are checking their personal listings on Zillow’s…

2020—Hindsight or Foresight?

Is 2020—the start of a new year and a new decade—the year you look forward or the year you look backward? PJ Wade examines the benefits and shortcomings of your directional approach to context, process, and content. January 2020 is the official “forward-thinking” month since it starts the calendar year and, this year, a new…

Why Do Lenders Sell Loans?

The mortgage industry sometimes refers to as a “goodbye” letter. In essence, it’s an advance notice that a homeowner’s mortgage has been sold and transferred to another entity. For many, this might be somewhat surprising. A borrower and a loan officer form a relationship during the homebuying process or when refinancing an existing mortgage but…

Homeowner Associations And Their Budgets

Diamonds in the Rough Many homeowner associations find it difficult to hold the line on expenses. Inflation erodes endlessly increasing budgets and members scream for relief. But help is on the way. There are practical ways to reduce costs without cutting services. The HOA’s budget is like a collection of uncut gems of different type,…

Sure-Fire Ways to Enhance the Value of Your Home

As a homeowner, any investment in your home should be one that enhances its overall value. There are many different ways to improve the value of any home. The trick is to choose those features which will bring you the most return on your investment and satisfaction for your everyday living environment. Here are our…

Five Tips for Choosing the Right Estate Agent

Buying or selling a home is a big decision with massive financial implications. It is for this reason alone that you want to work with a reputable estate agent who has your best interests at heart. An estate agent should be reliable and have a substantial presence in the local market. This gives them the…

20 Down Payment Saving Tips for 2020

Buying your first home can seem like an insurmountable goal, especially if your expenses are already high. Pricey rent, not to mention car payments, insurance, utilities, groceries, and all the other realities of life, can make it hard to save. Many renters assume they’ll never be able to buy a house for this reason. They…

Tips for a Smooth Jumbo Closing

Conforming loan limits for 2020 have recently been announced. Each year in October, the Federal Housing Finance Agency, of FHFA, collects data on the national median home value and compares that number from October of the previous year. If there is an increase, the conforming loan limit will increase by the same amount.  Conforming loans…

A Simple Guide for Buying Your First Home

After years of preparing for this moment in your life you are finally ready. No, not marriage, but buying your first home. It’s taken you a long time to get here and there was a lot of sacrifice along the way but it paid off in the end because you have enough money saved for…

Recovering from Pest Damage

Every homeowner has no doubt dealt with the unwanted pests in and around their homes. This guide will explore the steps you can take to identify pests and recover from the damage they have done to the exterior of your home. Common Exterior Pests Exterior pests can take many forms. Some of the more common…