personal-loan-blog-americans-look-to-plastic-as-a-personal-loan

Americans look to plastic as a personal loan

Justin Sullivan/Getty Images Credit card debt is becoming a staple of the American household, as more people look to plastic as a personal loan. An estimated 60% of Americans have credit card debt. That’s according to the February 2016 Financial Wellness Study from Prosper Marketplace. Prosper surveyed 1,000 Americans aged 18 or older and found…

taxes-blog-super-bowl-ring-taxing-for-athletes

Super Bowl ring taxing for athletes

To the victor of the Super Bowl go the spoils, or rather, the bling. Later this year, the Denver Broncos players, coaches and other team members will get their championship rings. Over the years, the size and cost of the rings have grown. NFL head coach Tony Dungy and NFL quarterback Peyton Manning show off…

500272176

A Farm of Miranda Lambert’s Own Near Nashville

Getty By Natalie Wise Country music superstar Miranda Lambert has found a sweet new place outside Nashville to contemplate whether she’ll become the Academy of Country Music’s “Entertainer of the Year” this spring.She and ex Blake Shelton were named “Most Desirable Celebrity Neighbors” by a Zillow survey in 2013, but Lambert’s only neighbor is nature…

160208171736-murder-home-780x439

Death can really kill your home value

An outdated kitchen or leaky roof can make it harder to sell a house. But an even bigger home value killer is a homicide. According to Randall Bell, a real estate broker who specializes in real estate damage valuation, a non-natural death in a home can drop the value 10-25%. When it comes to selling…

wealth-blog-lessons-from-david-bowies-estate

Lessons from David Bowie’s estate

David Bowie attends a 2011 gala with his wife, supermodel Iman, to whom he left half of his wealth when he died. Andrew H. Walker/Getty Images The late rock star and entertainment chameleon David Bowie left an indelible mark on music — and about $100 million to his family, according to the BBC. But although…

personal-loans-blog-sofi-made-a-big-bet-on-super-bowl-50

SoFi made a big bet on Super Bowl 50

TIMOTHY A. CLARK/AFP/Getty Images If you watched Super Bowl 50, you probably saw the ad from alternative lender Social Finance, or SoFi. It was hard to miss. SoFi shelled out around $5 million, or a whopping 20% of its annual budget, for a 30-second spot that aired during the 2nd quarter of the game on…

retirement-blog-why-obamas-plan-is-good-for-retirement

Why Obama’s plan is good for retirement

More small businesses are planning to offer or augment their retirement benefits, according to a Nationwide survey. HeroImagesCLOSED/Getty Images In his 8th and final proposed budget — a $4.1 trillion package — President Obama this morning included retirement proposals aimed at the 78 million working Americans who lack an employment-based retirement savings plan. That represents…

taxes-blog-tax-law-changes-mean-inflation-adjustments

Tax law changes mean inflation adjustments

The tax break for teachers was made permanent in December, but educators can still only deduct $250 for classroom supplies they purchase during the school year. Hero Images/Getty Images In addition to making some temporary tax breaks permanent, 2 measures that became law on Dec. 18, 2015, also provide for annual inflation adjustments to the tax…

cars-blog-giant-car-airbag-recall-expands-again-300x271

Major air bag recall expanded again

Finance Blogs » Cars Blog » Major air bag recall expanded again Major air bag recall expanded again By Tara Baukus Mello · Bankrate.com Tuesday, February 9, 2016 Posted: 10 am ET Four automakers have announced more recalls due to the problem with Takata air bags that has caused 9 deaths in the U.S. With…

4e020f01-b430-4a49-86ef-d3da03669632

Mortgage Rate Falls to 3.43%

Zillow By Lauren Braun Mortgage rates for 30-year fixed mortgages fell this week, with the current rate borrowers were quoted on Zillow at 3.43 percent, down 7 basis points from last week. The 30-year fixed mortgage rate hovered around 3.47 percent for most of the week before falling to the current rate. “Mortgage rates fell…

stock-photo-real-estate-for-sale-sign-with-agent-and-home-buyer-behind-171921905

7 Things Buyers Love That Sellers Fail to Mention

ShutterstockBy Tara-Nicholle Nelson Here are easy-to-overlook selling points that entice buyers, and that sellers should highlight. Sure, it’s easy to market homes for sale in Charleston, SC, that sit on several lush acres, feature gorgeous European appliances, and are located in the most prestigious neighborhood in town (ZIP code envy, anyone?). But it’s slightly more…

climbing-creditcard-rates

Greg McBride: Mind your credit card rates

Credit card rates will be moving higher this year, but your best defense is a good offense. Here’s what to do if you’re worried about your credit card balance in a rising rate environment. Get those no-rate cards while you can Credit card debt is typically the highest-cost debt that households have, and as interest…

saving-money-50-frugal-first-dates

50 frugal first dates

K.C. Bailey/Netflix First dates carry a lot of pressure. Where should you go? What are you going to wear? What if you say something awkward? There’s a sense that if you don’t deliver on the first date, there won’t be a second one. In one episode of the Netflix comedy series “Master of None,” Dev…

all-eyes-on-Yellen-as-she-heads-to-congress

All eyes on Yellen as she heads to Congress

Fed Chair Janet Yellen’s testimony before Congress this week will be closely scrutinized. Image: Xinhua News Agency/Getty Images Federal Reserve Chair Janet Yellen is slated to testify twice this week before members of Congress. Her semiannual appearances begin with the House Financial Services Committee Wednesday. Yellen’s words always carry weight with investors, but given the…

What to Unpack First in Your New Home

Getty By MOVING.TIPS Once all the moving preparations have been made, all the arduous moving tasks have been taken care of, and everything has gone more or less according to plan on moving day, you finally find yourself in your new home, surrounded by piles of boxes, tired and glad that your relocation is about…

identity-protection-blog-300-restaurants-part-of-huge-data-breach

300 restaurants part of huge data breach

© Ken Wolter/Shutterstock.com Landry’s Inc. recently unveiled its laundry list of restaurants, hotel and casino locations that were affected by a data breach that occurred between certain dates in 2014 and 2015. The list is extensive, spanning more than 300 locations throughout the U.S. What happened? In December 2015, Landry’s issued a press release stating…

job-growth-not-super-wont-bowl-over-Fed

Job growth not super, won’t bowl over Fed

Job growth failed to meet economist’s expectations, but workers saw stronger wage growth in January as the unemployment rate fell to its lowest level since 2008. Bill Pugliano/Getty Images Released on the eve of Super Bowl weekend, the government’s January jobs report doesn’t mark a shutout for workers, but few are spiking the football after this…

saving-money-blog-how-to-buy-girls-scout-cookies-online

How to buy Girl Scout Cookies online

John Moore/Getty Images You can buy Girl Scout Cookies online. Sort of. The organization launched its revamped digital cookie-selling platform, dubbed “Digital Cookie 2.0,” in December 2015 after launching the initial program in 2014. The program aims to help Girl Scouts gain experience in the fast-paced world of e-commerce. “Digital Cookie 2.0 will provide a…

banking-blog-are-pop-up-bank-branches-the-future

Are ‘pop-up’ bank branches the future?

PNC Bank has operated pop-up branches like this one since 2013. Photo courtesy of PNC Bank Imagine a food truck, but instead of Korean tacos or barbecue sliders, the truck dispenses cash and financial services. Sure, the latter isn’t as tasty, but banks seem to be leaning increasingly toward so-called “pop-up branches” as a way…