Minimalist Decoration Ideas for Your Home

The popularity of minimalist style has been steadily rising throughout this year, and it isn’t surprising – after all, humans have always been fascinated by futuristic designs which at times even looked like they’ve come from another planet. Even now that retro is making a huge comeback, more and more homeowners are looking into giving…

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Congress considering plan to allow pension cuts

Teamsters have started an Internet campaign that opposes proposed legislation that would allow failing multiemployer pension plans to cut benefits. NEW YORK (CNNMoney) More than a million retired and current truck drivers, construction workers and other union workerscould see their pension benefits cut if Congress passes a proposal aimed at shoring up some of the…

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Social Address Book Connect Raises $10.3M As It Expands Into Messaging, International Markets

Connect, a social address book and friend finder application that launched earlier this year, has raised $10.3 million in new funding as the company prepares to expand into messaging, and also to additional international markets including China, Russia and elsewhere. The Series A round includes investment from Salesforce CEO Marc Benioff and Fosun International, the “Berkshire…

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Minube Lets You Automatically Create Beautiful Photo Albums Of Your Trip Based On Date And Destination

Minube, the ‘social travel app’ that offers inspiration, and trip-planning and sharing features for travellers, has undergone a clever revamp — one that repositions the app to put photo-album creation at its heart. Specifically, its newly updated apps for iOS and Android let you quickly organise any travel photos you have stored on your phone, by automatically…

Mortgage applications reverse course jumping 7.3%

Mortgage applications increased 7.3% from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending Dec. 5, 2014. The Market Composite Index, a measure of mortgage loan application volume, increased 7.3% on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index…

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Zillow: Mortgage Rates Still Holding Steady at 3.75%

ZillowThe weekly mortgage rate chart illustrates the average 30-year fixed interest rate in six-hour intervals. By Lauren Braun Mortgage rates for 30-year fixed loans fell this week, with the current rate borrowers were quoted on Zillow Mortgages at 3.75 percent, down from 3.76 percent at this time last week. The 30-year fixed mortgage rate hovered…

FNC: Home prices rise faster for larger homes

Property appreciation rates for single-family residential home sales are generally much higher for larger homes, according to a new report by mortgage technology company FNC. “A profile of long-term trends in how different types of properties have appreciated over the years shows that larger homes have generally risen in value faster than smaller homes both…

Stonegate expands non-agency mortgage product offerings

Stonegate Mortgage Corporation (SGM) will expand its offering of non-agency mortgage products, which will be accessible through its retail, wholesale and correspondent channels. Stonegate’s release of select ARM and expanded fixed-rate products represent a significant expansion of the lender’s product suite. The products feature: Select ARM products offer 90% LTV with no mortgage insurance up…

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MBA: Mortgage credit got easier in November

Mortgage credit availability increased in November according to the Mortgage Credit Availability Index, a report from the Mortgage Bankers Association which analyzes data from the AllRegs Market Clarity product. The MCAI increased 1.2% to114.6 in November. This came on the heels of a big drop from September to October. “Credit availability increased in November, largely…

Elevating Your Patio Design

A good-looking patio is not only something that will make your home stand out from the rest and boost your real estate value. If you take your time to properly design the concept and invest enough effort into realizing it, you will have a beautiful place where you can spend time and relax.