Barclaycard Ring now offers 0% APR

Barclaycard now has one of the most competitive balance transfer credit cards available. The issuer recently introduced a 15-month, no-interest offer on its Barclaycard Ring Platinum MasterCard. The change is significant because only a handful of cards offer both: 0 percent interest on a balance transfer. No fee to transfer a balance. CARD SEARCH: Tired…

How does a balance transfer affect your credit score?

Kris Ubach and Quim Roser/Getty Images Staring down a big post-holiday credit card bill? Consider a balance transfer credit card, but be mindful of the potential impact to your credit score. A balance transfer shouldn’t cause long-lasting negative impact to your credit score. You’re not taking on new debt — just moving a balance from…