Best credit-building strategies after graduating college

Paul Marotta/Getty Images Congratulations! You’ve earned your college degree. Now comes the hard work of building your credit. Establishing a strong credit history after graduating from college can be tricky, especially if you have little on which to build. If you have a student loan account in good standing or have your own credit card…

This is how credit card companies hauled in $163 billion in 2016

The year 2016 was a bad year in terms of terrorist incidents, deaths of beloved celebrities, and summer movies — but it wasn’t so bad for credit card companies. According to industry research organization R.K. Hammer, credit card fee and interest income topped $163 billion in 2016. Credit card companies make money off cardholders in…

Looking for love in all the subprime places

Ashley Corbin-Teich/Getty Images There comes a time in a couple’s relationship when the conversation inevitably turns to money. As couples get to know one other, experts advise that they share their financial histories, as well. While some couples may do that by sharing credit scores, “The credit score only gives you a fraction of what’s…

Best card options when sending your child abroad

jcarillet/Getty Images Sending your kid abroad for the first time to soak in art in Paris, history in Cairo or language in Lima, can be a frightening prospect. That’s why many parents should carefully consider including a credit card for spending and emergencies, but which type of plastic would be best? The correct card can…

Marriott Rewards Premier joins the credit card bonus war with 100,000-point offer

Marriott Rewards Premier joins the credit card bonus war with 100,000-point offer It’s a top-of-the-wallet showdown. With its new 100,000-point introductory offer, the Marriott Rewards Premier card from Chase now offers the best sign-up bonus available for a premium hotel rewards card. That’s the same bonus the Hilton Honors Surpass from American Express just started…

Credit bureaus tighten reporting rules: Who wins, who loses?

Gary Houlder/Getty Images Consumers saddled with unpaid taxes, doctor bills and judgments will soon be protected from credit score damage. Key pieces of the three major credit bureaus’ joint National Consumer Assistance Plan are set to take hold this year, including those that affect the reporting of tax liens, civil judgments, medical debts and authorized…

Grab a 100,000-point bonus with Hilton Honors Surpass

Diane Macdonald/Getty Images The Hilton Honors Surpass from American Express is looking to top itself. The card recently brought back its sign-up bonus of 100,000 points — matching its biggest previous offer — and sweetened the pot with an additional free weekend night reward certificate on the first anniversary of card membership. What can you…

Consumers misled about value of some credit scores, feds say

Tassii/Getty Images The credit scores the big credit bureaus try to sell you typically aren’t the same scores used in lending decisions, despite what those companies might imply. This is the key takeaway from news the Consumer Financial Protection Bureau has yet again fined a credit reporting agency for deceiving consumers about the value of…

Best Citibank credit cards

Someday we hope a credit card company will offer it all — a low APR, triple rewards and balance transfer periods that last for years. We’re not there yet, but some cards come close. The best Citibank credit cards come packed with extras. From generous cash-back rewards to lengthy balance transfer offers, there’s something for…