Not So Common Insurance Policies You Should Still Consider Applying For

Celebrity body part insurance policies have to be among the strangest insurance policies ever written (Australian cricketer Merv Hughes insured his moustache for £225,000), though perhaps they’re not the most unusual insurance policies available because there’s alien abduction coverage, multiple birth coverage and comedy routine insurance to contend with. Whilst you mightn’t consider taking out…

Valuable Fraud Prevention Tips for Homebuyers and Homeowners

March is Fraud Prevention Month. Canada Mortgage and Housing Corporation (CMHC) has consistently been a leader in the fight against mortgage fraud and offers the following tips to protect yourself from becoming a victim of mortgage fraud. Misrepresentation of Information Mortgage fraud occurs when someone deliberately misrepresents information in order to obtain mortgage financing that…

10 Reasons to Stop Receiving a Federal Income Tax Refund

The National Foundation for Credit Counseling (NFCC) February online poll revealed that a strong majority of respondents intentionally plan to receive a federal income tax refund. “The findings suggest that receiving an income tax refund has become standard operating procedure for some people, as 2014 is the second year in a row that the majority…

5 Financial Risks to Consider in Retirement

Most people don’t know that 80 percent of mountain-climbing accidents don’t occur on the way to the summit – they happen on the way down, says financial expert and extreme sports enthusiast David Rosell. Although arriving at the top of the mountain is considered by many mountaineers to be one of life’s greatest accomplishments, I…

Credit Repair Tips for 2014

All homeowners know just how important it is the have a good credit score. You may wonder how much of an impact your credit score can have on your life. For example, a good credit score will mean you qualify for the best loans, rates and terms, and thus, will save money gradually through reduced…

4 Retirement Survival Tips for a Volatile Stock Market

More and more Americans – 28 percent in 2013 — say they’re not at all confident they’ll have a comfortable retirement, according to an annual survey by the Employee Benefit Research Institute. Even the wealthiest among us have concerns; 38 percent of U.S. multi-millionaires are not “very confident” about their retirement income, a 2013 U.S.…

7 Tips for Protecting Your Identity & Money

At least 110 million consumers were affected by the hack involving Target and Neiman Marcus retailers. Whether or not millions more will have their identities manipulated and finances ruined within the coming months due to more breaches of security at other stores is anyone’s guess, says identity theft recovery expert Scott A. Merritt. “By necessity,…

Living Smart: Buying a House

(MCT)—Home may be where the heart is, but the house-buying process can easily become a headache. To keep hassles to a minimum, take time to independently evaluate each professional you’ll need, from lender to real estate agent to home inspector to title agent. Choose client-focused, experienced pros who are appropriately licensed. Here are additional tips,…