Mortgages: Learning From Rejection

A rejection from a mortgage lender is no cause for shame. Instead, think of it as a call to action. Rejected borrowers should find out exactly why their loan application was denied, then try to remedy or work around the problem. Lenders are required to detail the cause for denial in a formal rejection letter.…

The Car Title Loan

In a time where unemployment rates have spent years around of above 8% there are a lot of good people who are in need of fast cash in emergencies. As a responsible consumer you try to plan for any eventuality but sometimes stuff just happens and you suddenly find yourself using your rent money to…

Home Buying Following Personal Bankruptcy

So, you have decided to purchase a home: that is good news. Now for the really hard part: securing a home loan. Yes, there are literally hundreds of lenders out there many of whom are clamoring to lend money to you. It is a competitive business one that often works in the favor of the…

How Do I Check My Credit Score?

Before buying a house or making a major purchase, it’s not uncommon for individuals to wonder “How do I check my credit score?” However, there are also a number of people that do not realize how important credit actually is. Your credit worthiness determines whether you can qualify for a home loan, purchase a vehicle,…

Ten Tips For Your Online Personal Loan Search

If you have decided to get a personal loan, a great place to start your search is on the internet.  It is important to carefully evaluate the lender before you apply for a loan.  While many online lenders are legitimate, there are also some fraudulent ones to watch out for. Here are some tips to…

Tips For Securing Personal Loans With Bad Credit

The recent financial crisis has saddled many Americans with bad credit records.  Even responsible borrowers have been caught up in the crisis because of the precipitous drop in home values.  This has made it particularly difficult for some individuals to obtain much needed loans for automobiles, home repairs, education and other necessities.  Personal loans may…

Concerned About Your Credit Score?

If you are concerned about your credit score, there is new information about what credit scoring companies deem important. One change that is being made is that there is a significantly more negative importance on a person that carries their credit balance near the limit.  Experts are suggesting that people try to keep all balances…