The Lowdown on How to Pay Off Bad Credit Loans on Time

If you’ve incurred a poor credit rating due to being lax about meeting your loan repayment obligations in the past, and consequently are now forced to apply for ‘bad credit loans’, you’ve undoubtedly been provided with the impetus to repay your loan in a timely manner – a shot at improving your credit rating and…

Blacks, Hispanics Continue to Lag in Loan Approvals, Report Says

By Margaret Chadbourn WASHINGTON — U.S. mortgage lending increased by 38 percent last year, boosted by significant refinancing activity, with white and Asian borrowers continuing to enjoy greater access to credit for purchases than blacks or Hispanics, regulators said on Wednesday. Banks are required to disclose detailed lending data under the federal Home Mortgage Disclosure…

Tips For Securing Personal Loans With Bad Credit

The recent financial crisis has saddled many Americans with bad credit records.  Even responsible borrowers have been caught up in the crisis because of the precipitous drop in home values.  This has made it particularly difficult for some individuals to obtain much needed loans for automobiles, home repairs, education and other necessities.  Personal loans may…