As Housing Market Stays Hot, Investors Seem to Have Cooled

By Margaret Chadbourn Wall Street’s billion-dollar bargain hunt for homes in depressed markets across the United States appears to have plateaued, potentially helping to cool the steep run-up in home prices and bring first-time buyers back into the market. “Investors helped stabilize a housing market that was in free-fall and they did so by taking…

Are You Conversant with Millennial Culture?

Numbering 105 million, Millennials are larger than the Baby Boomer generation, and 20 percent bigger than the Gen X population. And Millennials are aging into home buying. According to the National Association of REALTORS® (NAR), among buyers under 32 years of age, 79 percent are first-timers. While all generations use the Internet as the first…

How Can First Time Buyers get the Best Deal?

For the past five or so years, it has become increasingly difficult for first time buyers to get themselves onto the property ladder. At first institutions weren’t lending and now that they are, massive deposits are often required. The first time paradigm As the effects of the global financial crisis seem to be easing, or…

Helping You Get on the Northern Ireland Property Ladder

Looking for a house can be a stressful experience particularly for the first time buyer. The internet has done away with much of the time wasting and shoe leather needed to look at houses. Now you can have as much detail as you need before you view. If you are a first time buyer you will find that, particularly if you are looking to purchase in Northern Ireland, there…

Q: How Can I Finance Work Needed on a Fixer-upper?

A: According to the Millennial Housing Commission, few lenders are willing to administer home improvement loans. Most prefer to make home equity loans or unsecured consumer loans because they are easier to manage.  Home improvement loans usually require inspections and irregular draws on the loan amount as work is completed, which requires regional or national…