Save Money by Paying off Mortgage Early

(MCT)—Paying off your mortgage might sound like an ambitious New Year’s resolution, especially if you have recently refinanced into a 30-year term. But it’s still smart for homeowners to give some serious thought as to how they’ll pay off their home loan. An early mortgage payoff can net substantial interest savings compared to making scheduled…

Homeowners Insurance: Who needs it?

Owning a private home in a residential community subjects you to pay the Homeowners Insurance (HOI). For some homeowners, they see it as an added expense on top of the recurring mortgage they have to pay in the next 10 to 20 years. It can be devastating as some communities require all homeowners to pay…